Getting Started/Forms

The AVC option is a new retirement savings and investment opportunity exclusive to OMERS members.

You have three methods you can choose to use to set up an AVC account.

  1. Your first option is online through myOMERS.  If you're not already registered for myOMERS, you'll need to do this before you can contribute to an AVC account. Registering for myOMERS is easy and fast. myOMERS gives you safe and secure access to view your OMERS information and reports and the capability to directly edit your profile and other information. You'll also gain access to the Retirement Income Estimator and the Buy-Back Calculator, so regardless of whether you want to start an AVC account, myOMERS makes sense.
  2. Your second option is by phone with the help of a Client Services representative.
    The representative will ask you questions to confirm your identity, then help you to set up automatic contributions or begin the process of transferring funds from a registered retirement savings vehicle.
  3. Your third option is by mail. You can contribute to an AVC account by completing the AVC registration form:
    • Form 401 – Automatic Contribution Plan
      Use this form to start, stop or modify automatic contributions to your AVC account.
      View PDF: In English  [419 KB] En Français  [531 KB]
    • Form 402 – Transferring Funds to Your AVC Account
      Use this form to transfer funds to your AVC account. To process the transfer, you and your financial institution must also complete and sign the tax form included with this package.
      View PDF: In English  [612 KB] En Français  [446 KB]

View
AVC Guide

(PDF, 958 KB, 54pp)

Consider the AVC Option

English | En Français

Terms of Participation

English | En Français

Tip!

Since AVCs are part of the OMERS Plan (which is a tax-exempt registered pension plan) your AVC account balance is allowed to grow tax-deferred. As well, automatic contributions to an AVC account are tax-deductible in the year they are made.

Did You Know

AVCs are offered on a cost-recovery basis, which means no profit margin is built into the calculation of the fees and expenses.