Part of the OMERS Primary Pension Plan, AVCs are similar in some ways to registered retirement savings, and allow you to participate in the OMERS Fund of globally diversified assets.
An AVC account is in addition to your OMERS pension. Understand the basics of AVCs
OMERS Plan members have exclusive access to the AVC option. Find out if you are eligible
Find out if the AVC option complements your retirement savings plans and life stage. Learn more about AVCs
Assess your understanding of AVCs and find out if they'll help you achieve your retirement savings goals. Take our quiz
Arrange your AVC account online, by mail, or by phone. Learn how to set up an AVC account
You can contribute to an AVC account in two ways: automatic contributions and fund transfers. Learn about contribution options
Learn how the AVC administration fee and investment management expenses are calculated. Read about fees and expenses
Want to make an AVC account withdrawal? Here's how. Understand your withdrawal options
Part of the OMERS Fund, AVCs allow you to participate in the overall investment strategy of one of Canada's largest pension plans. Learn about our investment strategy
Questions about AVCs? Find answers
Discover how others have benefited from setting up an AVC account. Read case studies
Familiarize yourself with the Terms of Participation, or rules for the AVC provision. View Terms: In English [675 KB]; En Français [65 KB] See examples of how returns are applied to AVCs
ViewAVC Guide
Consider the AVC Option
Terms of Participation